Advantages of an Uncontested Divorce

Divorce can either be contested or uncontested. Contested divorce is for those who have issues with the divorce itself or its terms, such as child custody, child support, spousal support, and division of assets and liabilities. Uncontested divorce is for those who agree on the divorce itself and its terms.

Contesting a divorce may be necessary, as it can affect your life in terms of spousal relationship, children relationship, acquired assets, and other financial aspects. But sometimes, taking an uncontested divorce is the better choice because of its advantages.

Lower Costs

Contested divorce involves a lot of legalities, such as the maintenance and division of properties and other liabilities. For this reason, getting a lawyer and paying the appropriate fees is not out of the question. Uncontested divorce, on the other hand, can be successfully done even without the help of attorneys, minimizing your financial costs.

Faster Processes

Since uncontested divorce basically involves agreeing parties, the legal process takes less paperwork, and therefore, less time to accomplish and approve. There are also instances where a court proceeding is not required, again saving you from the financial costs of courts and lost time at work. You cannot say the same regarding contested divorce, as the disagreements require settlements and more paperwork.

Less Errors

Less paperwork means less legal matters to attend to and fewer chances of committing a mistake. Again, this makes the entire process cheaper and faster, not to mention that it prevents multiple meetings with the opposing party, which could be beneficial in the long run.

Less Hard Feelings

One of the most overlooked benefits of uncontested divorce is the fact that it often ends up with less hard feelings between the parties involved, because of the lack of disagreements in assets and liabilities. Contested divorces can be emotionally taxing. Couples may feel the need to “win” the divorce as an act of anger or revenge, resulting into lengthy and expensive proceedings.

Common Playground Injuries

The playground is a place of recreation, but sometimes, it may also be a place for accidents and injuries, especially because of the physical demands of playground equipment and how children can be very careless, energetic, and fragile.

Playground accidents may be subject to legal action, particularly those that involve defective equipment, unsafe materials, and unsecured spots.

But many playground injuries are not because of defects in the premises, but because of carelessness and recklessness on the side of the parent, child, or caregiver. Below are the common injuries you should look out for in playgrounds.

Amputations

This is probably one of the worst injuries a child can sustain in a playground. This mostly occurs when the gaps between a moving equipment catch a body part of a child. The most vulnerable body parts include the fingers and toes, and at worst, the arms and legs.

Broken bones

Children don’t have fully developed bones yet, so they may be vulnerable to fractures, especially because of heavy impact, like when they fall from a high spot in the playground, or collide with playground equipment or other children.

Concussions

If a child hits his head on a hard surface, he may experience a mild traumatic brain injury or a concussion. Signs of concussion include confusion, disorientation, and dizziness.

Cuts

Children may suffer cuts on the playground, particularly because of their speed and how it can affect the swiftness of a surface scratching to their skin. For minor cuts, it is best to clean the area with water first and put a band-aid on it. For worse scenarios like deep abrasions and large wounds, you may need to call professional help for stitching and treatment.

Sprains

Sprains happen when the ligaments that connect the bones experience some kind of damage. They mostly happen because of direct impacts and falls. The most common body parts that suffer from sprains include the ankles, knees, and wrists.

The best way to avoid injuries in playgrounds is to make sure that the child is only using the equipment appropriate for his or her age and give your full attention to help him or her stay away from dangerous conditions and scenarios.

Errors a Truck Driver can Commit that Could Result in a Truck Accident

A study conducted by the Federal Motor Carrier Safety Administration (FMCSA) reveals that majority of truck accidents are due to errors committed by drivers of semi-trucks, also called 18-wheelers or big rigs. This result is in contrast with other studies which say that more than 50% of the 500,000 truck accidents in the U.S. are due to the fault of drivers of passenger cars.

According to the FMCSA, the most common errors committed by truck drivers include fatigue; driving beyond the set speed limit, driving too fast for road conditions; drivers impaired due to use of prescription or over-the-counter-drugs; overspeeding; unfamiliarity with the road; lack of experience in operating a semi-truck; lack of focus on the road; distracted driving; improper attachment of trailer; failure to check “no-zone” areas or blind spots; failure to make sure that truck brakes are in good working condition; and, depowering of the front brakes to lessen wear and tear of tires and breaks. All these errors lead to many other things that directly affect the capability of truck drivers to react to danger correctly and on time.

In 2013, there were 3,500 fatal large truck accidents. These accidents resulted to the death of 570 truck drivers; other fatalities were drivers of smaller vehicles, motorcyclists, bicyclists, and pedestrians. Non-fatal injuries, on the other hand, exceed more than a hundred thousand.

After a trucking company does everything to ensure that both the vehicle and driver have all the necessary things for a workload to be done and completed safely, the responsibility for safe conduct shifts to the truck driver. Unfortunately, some drivers fail to take this responsibility seriously and cause catastrophic and preventable accidents as a result.

Any failure to be aware of their surroundings or their limitations may result in a trucker causing a life-threatening accident. Due to this, truckers should be aware of all the inherent risks of their vehicle and know just how quickly their negligence or recklessness can become dangerous. Those hurt in a trucking accident, on the other hand, may find it necessary to pursue legal action against the liable driver or his/her employer to pursue compensation.

Who Can File A Wrongful Death Claim?

A wrongful death claim can be filed so that the family of the deceased can recover damages due to the untimely death of their loved one. According to the website of Karlin, Fleisher & Falkenberg, LLC, the sudden death of a loved one can have a huge effect on various circumstances in the lives of the survivor. However, the law has put certain restrictions on who can file a wrongful death claim to recover damages.

In the olden days, filing a case against someone in a civil court for the death of another individual was not allowed. Although the defendant could still be put to jail, the family of the deceased could not recover damages. As a result, the perpetrator of the killing was in better shape financially if the victim dies either right after getting injured or any time during the trial.

Times have changed even in the filing of a lawsuit against the perpetrator of the crime. Now, every state has laws that superseded the harsh nature of the old rule. Current laws now allow family members to file a wrongful death case.

Current wrongful death statutes are based on two systems namely the Lord Campbell System and the Loss-To-Estate System. Let us briefly discuss each element of the system:

The Lord Campbell System

Patterned after the Lord Campbell Act of 1846, a wrongful death claim can be filed by a designated beneficiary specified by the statute, based on relationship to the deceased. For example, the surviving spouse can be declared as the statutory beneficiary. Only those identified shall be allowed to exercise the right to sue.

The Loss-To-Estate System

In this system, a personal representative of the estate is allowed to file a lawsuit. While the chosen representative can file the suit under their own name, the proceeds of the case shall first be subjected to a trust fund for distribution to designated beneficiaries. The amount of losses will vary from one state to another.

The Top Reason Why Millions of Drivers are Uninsured

Records from the Insurance Research Council, an independent, nonprofit research organization, show that one in every eight drivers in the US continues to drive freely despite being uninsured. Car liability insurance, which is a necessary document during renewal of driver’s license and car registration, is mandated in 48 states. Drivers will also have to readily show proof of their insurance coverage whenever a traffic enforcer asks for it or when they get involved in an accident. However, if millions of drivers are truly uninsured, then how are they able to renew their license and register their car?

New Hampshire and Virginia are the only two states that allow their drivers to choose whether to have insurance coverage or, in the case of New Hampshire, simply post a bond with the state, while in the case of Virginia, to pay the uninsured motor vehicle fee to their state’s Department of Motor Vehicles. To be able to renew their car registration, what uninsured drivers actually do is purchase an insurance policy (this will give them access to having an insurance card), re-register their car and renew their driver’s license, and then discontinue paying their premiums.

The most common reason given by drivers for not maintaining their insurance is the high cost of insurance premiums. Obviously, these drivers think that, by not maintaining their policy, they will be able to save a lot. On the contrary, according to Habush Habush & Rottier S.C. ®, not having insurance can be a lot more costly; it also invites more financial risks. If caught, an uninsured driver can be required to pay costly fines besides losing his/her driving privileges and be required to purchase a policy which, this time, will be more expensive.

Though there may be truth in drivers’ claims that insurance policies are expensive, they may be left with no other option than to carry one. There is one way of finding a cheap policy, however, which can include the types of coverage that they believe they need to have – by asking independent car insurance companies for insurance quotes, which will allow them to compare cost of policies from one firm to another. These quotes are free and have been proven to be truly useful and helpful to many drivers.